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Peer-reviewed research references
1. Federal Reserve Bulletin, “Credit Report Accuracy and Access to Credit,” Page 303, Summer 2004
2. Research Review, “Effects of Credit Scores on Consumer Payment Choices,” Issue 17, Page 8, Spring 2012
3. The Journal of Consumer Affairs, “Consumer Credit Risk and Pricing,” Volume 40, Number 1, Page 60, Summer 2006
4. The Journal of Consumer Affairs, “Credit Scoring and its Effects on the Availability and Affordability of Credit,” Volume 43, Number 3, Page 516, Fall 2009
5. Federal Trade Commission, “Employment Background Checks,” ftc.gov, February 2013
6. Federal Trade Commission, “How Credit Scores Affect the Price of Credit and Insurance,” consumer.ftc.gov, September 2013
7. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Page 70, February 2003
1. Federal Reserve Bulletin, “Credit Report Accuracy and Access to Credit,” Page 303, Summer 2004
2. Research Review, “Effects of Credit Scores on Consumer Payment Choices,” Issue 17, Page 8, Spring 2012
3. The Journal of Consumer Affairs, “Consumer Credit Risk and Pricing,” Volume 40, Number 1, Page 60, Summer 2006
4. The Journal of Consumer Affairs, “Credit Scoring and its Effects on the Availability and Affordability of Credit,” Volume 43, Number 3, Page 516, Fall 2009
5. Federal Trade Commission, “Employment Background Checks,” ftc.gov, February 2013
6. Federal Trade Commission, “How Credit Scores Affect the Price of Credit and Insurance,” consumer.ftc.gov, September 2013
7. Federal Reserve Bulletin, “An Overview of Consumer Data and Credit Reporting,” Page 70, February 2003